The Process

Creating a solid financial plan is essential to achieving a secure financial future. With all you want to do in retirement, taking the time now to help ensure your retirement desires become a reality is essential for your peace of mind.

At Elite Wealth Advisors, we provide you with a complimentary, customized plan that takes into consideration your complete portfolio as well as your unique financial goals. We will visit with you about how you envision your retirement years and help get you there. Your plan isn’t just a bunch of confusing charts and graphs, but a tailored, easy-to-understand report that maps out, step-by-step, the path towards your financial security.

Step 1 – Getting to know each other and Inventory

The very first step for us is getting to know you and you getting to know us. We like to spend as much time as possible or at least as much time as you would like to really get to know our clients. Then we start by analyzing your current financial situation including your current assets, liabilities, monthly expenses and savings. We’ll discuss how much risk you are comfortable with. We will also discuss your financial goals by asking general questions such as:

  • What are your plans for retirement? Do you want to travel or buy a vacation home?
  • What is Most important to you in your retirement?
  • Do you want to leave an inheritance to your spouse/partner, children, heirs, or maybe even a charity?

When you come to our office:

In order for us to create a complete financial plan for you, it is essential to bring to your appointment the most up-to-date financial statements you have for all of your investment and savings-based accounts.

These types of accounts include:

  • Stocks
  • Bonds
  • Mutual Funds
  • Exchange Traded Funds
  • Annuities
  • Retirement Plans (any 401(k), company stock or nonqualified plan)
  • Pension Plans
  • Life Insurance
  • Tax Returns
  • Certificates of Deposit (CDs) with interest rates

Next, our team will create your complimentary financial plan and get you on track to achieving your financial objectives – whatever they may be.

financial-analysisStep 2 – Input your info to a proprietary software, analyze and review your situation

Using several types of professional analytic software, any investments and asset that you have are examined to determine your current risk and return rates. This step is also extremely helpful for clients to organize everything in one place. When you become a client of ours you also get your own personalized website that you can view at any time and syncs your accounts and updates them daily.

Step 3 – Forecasting

Using advanced testing tools, we run scenarios of what could happen to your portfolio if you continue on your current investment and financial savings path. These tests include forecasting scenarios so you can see what market fluctuations and other factors may have on your future accounts.

Step 4 – Make Adjustments

After all of that has been done, if our team indicates a better path to success, it is during this crucial step that you will make the important decision to work with us to achieve your financial goals. Once you’ve decided to take this step, we’ll identify any needed adjustments to your investment allocation and determine what strategies are needed in order to reach your goals.


Once you’ve made the decision to work with us, we put together a document outlining what recommendations we have – backed by our team and by our proven process – to get your financial plan started and so you can achieve your goals as quickly as possible.

Finally, after your plan is implemented, we don’t stop there. We’ll continue to monitor and meet with you to review your financial plan and portfolio on a periodic basis to ensure your customized plan still fits with your goals. It’s not a “set it and forget it” approach, because we understand that just like life, your goals can change over time.